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About Us

Kevin Garvin, founder of Insurance Station

Insurance agent since 1982. Naval engineer, Teacher, Counselor and Investment Advisor.

Kevin Garvin

Kevin Garvin is the founder and president of Insurance Station. He has held his health and life insurance licenses since 1982 and has been appointed to represent over 100 insurance companies in most of the United States.

Kevin also served in the U.S. Navy as an engineer from 1983 to 1989. He has won many prestigious awards and has often been in the top 1% of agents with several insurance companies. He receives the Elite Circle of Champions award from Healthcare.gov every year.

Integrity over a sale

Kevin believes integrity is more important than wealth. He has been known to spend an hour talking someone out of buying a plan through him when a comparison shows the client would be better off staying on the coverage they already have.

He dislikes being called a salesman. The work is teaching and counseling — truly caring about each client. You will not be pushed to buy anything. You will have to ask to be enrolled, and even then only after we have sent you the plan information for review and approval.

How we make money

Simple. The insurance companies we are appointed with pay us to provide education and counseling, complete your application, and stay available for ongoing service. You never pay us anything. The cost of your insurance is never higher than it would have been if you had done it yourself or gone directly through Healthcare.gov. We actually go through Healthcare.gov on your behalf and do the work for you.

Since we do this thousands of times, we can explain the endless questions as we complete them and make sure everything is filled out correctly. Don’t you wish auto repair and lawn care worked the same way — as a free service to you?

Look us up before you call back

Visit licenseesearch.fldfs.com/ and enter NPN 523679 to see decades of experience and the companies Kevin is authorized to represent. Confirm the phone number matches (850) 215-7001 before you share personal details.

Office: 1104 Magnolia Ave, Panama City, FL 32401. Email kevin@insurancestation.com.

Tell us when you are free to talk.

Text or call and we will compare plans against your situation — then send the details for you to review before anyone enrolls.