InsuranceStation
Panama City · Licensed since 1982
We select the best 3 plans.You choose from the comparison we send you.
Insurance Station puts clients first. Kevin Garvin has held health and life licenses since 1982, represents a wide range of companies, and will not enroll you until you have seen the plan in writing and you have requested to be enrolled.
1104 Magnolia Ave, Panama City, FL 32401 · kevin@insurancestation.com

Kevin Garvin
Founder & president · NPN 523679
Insurance agent since 1982
Licensed & appointed
State-licensed, carrier-appointed, background-checked.
Healthcare.gov Elite Circle
Recognized in the Elite Circle of Champions each year.
You never pay us
Carriers compensate counseling. Your premium is not marked up.
Teach and Advise
Happy to answer all your questions and guide you through all the best options.
How we work
We put your needs first in all our recommendations
We enjoy educating people and easing their mind that we have picked out the best coverage together. Contracts with a broad range of companies let us serve your interest as trusted advisors — not as a one-carrier order desk.
- 01
We ask about your situation
Doctors, prescriptions, medical needs, and income are needed to find the best Marketplace health plan.
- 02
Compare across companies
We shop for the best plan at the best price for your circumstances, including marketplace tax credits when they apply.
- 03
You review, then you decide
We send comparison quotes with full plan info. We enroll only after you select a plan. You will not be rushed.
Coverage
Health, Medicare, life, and specialty plans
Marketplace reality
Healthcare.gov is a tool. It is not advice.
Anyone can visit Healthcare.gov and answer endless questions that are hard to decode. Most people who take the do-it-yourself route make costly mistakes: the wrong metal tier, the wrong network, or tax credits that are too high or too low — which means paying too much all year or owing the IRS later.
Licensed agents are appointed by the insurance companies, monitored by state regulators, and do not charge consumers for their help. We go through Healthcare.gov on your behalf, explain the questions as we go, and make sure the application is filled out correctly.
Verify any agent with their NPN before you share personal information — including us. Kevin’s NPN is 523679.

The office
1104 Magnolia Ave, Panama City
Come by the cottage on Magnolia, call, or text. Save us in your contacts so the carrier does not send Kevin to spam.
Tell us when you are free to talk.
Text or call and we will compare plans against your situation — then send the details for you to review before anyone enrolls.