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InsuranceStation

Panama City · Licensed since 1982

We select the best 3 plans.You choose from the comparison we send you.

Insurance Station puts clients first. Kevin Garvin has held health and life licenses since 1982, represents a wide range of companies, and will not enroll you until you have seen the plan in writing and you have requested to be enrolled.

1104 Magnolia Ave, Panama City, FL 32401 · kevin@insurancestation.com

Kevin Garvin, founder of Insurance Station

Kevin Garvin

Founder & president · NPN 523679

Insurance agent since 1982

Licensed & appointed

State-licensed, carrier-appointed, background-checked.

Healthcare.gov Elite Circle

Recognized in the Elite Circle of Champions each year.

You never pay us

Carriers compensate counseling. Your premium is not marked up.

Teach and Advise

Happy to answer all your questions and guide you through all the best options.

How we work

We put your needs first in all our recommendations

We enjoy educating people and easing their mind that we have picked out the best coverage together. Contracts with a broad range of companies let us serve your interest as trusted advisors — not as a one-carrier order desk.

  1. 01

    We ask about your situation

    Doctors, prescriptions, medical needs, and income are needed to find the best Marketplace health plan.

  2. 02

    Compare across companies

    We shop for the best plan at the best price for your circumstances, including marketplace tax credits when they apply.

  3. 03

    You review, then you decide

    We send comparison quotes with full plan info. We enroll only after you select a plan. You will not be rushed.

Marketplace reality

Healthcare.gov is a tool. It is not advice.

Anyone can visit Healthcare.gov and answer endless questions that are hard to decode. Most people who take the do-it-yourself route make costly mistakes: the wrong metal tier, the wrong network, or tax credits that are too high or too low — which means paying too much all year or owing the IRS later.

Licensed agents are appointed by the insurance companies, monitored by state regulators, and do not charge consumers for their help. We go through Healthcare.gov on your behalf, explain the questions as we go, and make sure the application is filled out correctly.

Verify any agent with their NPN before you share personal information — including us. Kevin’s NPN is 523679.

Request a comparison

We send comparison quotes with full plan info and enroll only after you select a plan. Prefer texting? Message (850) 215-7001 and tell us when you are free.

Name and date of birth for each person to be covered

Opens your email to kevin@insurancestation.com. Nothing is stored on this site.

Insurance Station office at 1104 Magnolia Avenue, Panama City, Florida

The office

1104 Magnolia Ave, Panama City

Come by the cottage on Magnolia, call, or text. Save us in your contacts so the carrier does not send Kevin to spam.

1104 Magnolia Ave, Panama City, FL 32401·(850) 215-7001

Tell us when you are free to talk.

Text or call and we will compare plans against your situation — then send the details for you to review before anyone enrolls.